Maryland House Democrats introduced a controversial gun safety bill requiring gun owners to forfeit their ability to wear or carry without firearm liability insurance.
Introduced by Del. Terri Hill, D-Howard County, the legislation would prohibit the “wear or carry” of a gun anywhere in the state unless the individual has obtained a liability insurance policy of at least $300,000.
"A person may not wear or carry a firearm unless the person has obtained and it covered by liability insurance issued by an insurer authorized to do business in the State under the Insurance Article to cover claims for property damage, bodily injury, or death arising from an accident resulting from the person’s use or storage of a firearm or up to $300,000 for damages arising from the same incident, in addition to interest and costs,” the proposed Maryland legislation reads.
I’m only for this if they make law enforcement and government agencies get the same liability insurance to carry as well.
You know it would be paid by our taxes not our of their pockets. And cops would raise the rates for everyone. They shoot far more people than regular law abiding gun owners per capita. Most murders are committed by unlawful owners who wouldn’t carry insurance anyway, so the insurance wouldn’t pay out most of the time. If this passes I bet it gets stricken down.
If the cost of keeping a “bad apple” on the force gets too high admin might decide to get rid of said apple.
Police agencies have budgets and if the cost of keeping Johnnie McShootins on the force gets too high they might cut him. Other agencies might also have second thoughts about employing ol’ McShootins if they find out how much he will drive up their insurance…
But you are 100% right this penalizes lawful gun owners. This won’t stop criminals.