Credit card debt in the U.S. has reached a record high but around 23% of Americans are putting less money toward paying it down, per New York Life's survey.
I just stopped paying them. I’ll get around to the legal process eventually but in the meantime, I’ll be damned if I’m taking a single percentage point drop in QoL when I’m never gonna qualify for or need credit again. The BigLie that I would ever be able to afford the mortgage and housing price that is possible with those has been erradicated and consequently my interest in further sustaining it. I spent like 8 years getting nowhere and basically not affording food and thijgs I needed so a bank can have a rounding error increase in profit YoY so enough of that absolute bullshit. I have no idea where the hundreds of thousands in earnings went, damned if I know
I just stopped paying them. I’ll get around to the legal process eventually but in the meantime, I’ll be damned if I’m taking a single percentage point drop in QoL when I’m never gonna qualify for or need credit again. The BigLie that I would ever be able to afford the mortgage and housing price that is possible with those has been erradicated and consequently my interest in further sustaining it. I spent like 8 years getting nowhere and basically not affording food and thijgs I needed so a bank can have a rounding error increase in profit YoY so enough of that absolute bullshit. I have no idea where the hundreds of thousands in earnings went, damned if I know
Never again