Credit card networks have had these dispute programmes for a while now as well. PayPal’s biggest win is successfully convincing a generation that paying with your credit card is dangerous and has no consumer protections while paying with the same credit card with PayPal as a middleman is safe.
Not everywhere no. They’re submitted to much more conditions in the EU, I got refunded through PayPal on things that wouldn’t have been refunded by an EU bank.
Credit card networks have had these dispute programmes for a while now as well. PayPal’s biggest win is successfully convincing a generation that paying with your credit card is dangerous and has no consumer protections while paying with the same credit card with PayPal as a middleman is safe.
Not everywhere no. They’re submitted to much more conditions in the EU, I got refunded through PayPal on things that wouldn’t have been refunded by an EU bank.