Mine is 667. I have never used credit cards, and I don’t have any debt. My partner, whose FICO score is 780, currently has about twice their annual salary in debt.
Mine is 667. I have never used credit cards, and I don’t have any debt. My partner, whose FICO score is 780, currently has about twice their annual salary in debt.
My credit score is at the maximum. If you’re young and financially responsible, it’s worth getting a credit card and using that to build your score in case you need a loan at some point in your life.
And what is the maximum?
For the one I’m looking at (which is just one credit score company in the UK), 999.
850
@[email protected] didn’t say it in their initial post, but they’re from the UK, so the score is different.
The OP is from the US (FICO), so it’s a different scale.
May I ask, indelicately, how old you are?
Currently 29, but when I first got my card it only took like a year or so to increase my score.
I’m also in the UK, so it could be a completely different system.