Depends who owns the car or who has the loan out against the car. If you own the car and hire the driver, you insure the car and put them on the policy as the primary driver.
Huh. I’ve never thought of that, and it’s a really good question. I’m guessing there may be some kind of “I own it, but don’t drive it” group within insurance that deals with it, or maybe be kind of shared responsibility between the two.
Pffft, that’s what the insurance is for, so they don’t have to learn.
Makes me wonder how having a personal driver would affect premiums. Does the owner of the vehicle pay it? Does the driver? Do both?
Depends who owns the car or who has the loan out against the car. If you own the car and hire the driver, you insure the car and put them on the policy as the primary driver.
Huh. I’ve never thought of that, and it’s a really good question. I’m guessing there may be some kind of “I own it, but don’t drive it” group within insurance that deals with it, or maybe be kind of shared responsibility between the two.