• @malloc
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    9 months ago

    meh, my life probably wouldn’t change much. I would definitely keep it quiet. But there would be signs 😉

    Only items I would do:

    • setup a trust and put national lawyer firm on to claim money on behalf (senior partner only)
    • set aside one million dollars for each immediate family member. Use lawyer firm as buffer
    • pay off any unnecessary debts (ie, credit card bills)
    • move assets (car, home, …) into a shell corp (obfuscate as much as possible)
    • setup diversified investment portfolio of ETFs and other safe investment instruments. Live only on the earned income from passive investments
    • quit career once everything settles, investment income fully replaces corp drone salary (including benefits)
    • set aside half million for risky investments
    • travel/gallivant around the world for a few months
    • look into getting my own ideas off the ground with my own money. Hopefully setup my own sustainable business and treat those around me much better than what I have seen in various corp job settings
    • increase donos into non-profit orgs
    • above all, keep it as quiet as possible. Keep details on a need to know basis. Let immediate family know if they need financial help, to reach out to my lawyer firm

    My current life is gucci. I don’t care about fame, status (ie, buying midlife crisis cars like Porsches or insecurity compensators like trucks or SUVs), expensive clothes, or gigantic overpriced homes in the suburbs.

    At the end of the day, it’s just a number in the bank account(s).

      • Bonehead
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        69 months ago

        I believe that’s included in the gallivanting around the world. Or at least that’s what I’d be doing.

      • @malloc
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        39 months ago

        Escorts, my guy 😉

    • @[email protected]
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      89 months ago

      Make sure to “gift” yourself the same million that your family gets. Make it anonymous. “Who gave everyone all this money???”

    • @NotMyOldRedditName
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      9 months ago

      Half a million dollars for risky investments is 0.037% of the value.

      You sneeze, and your networth changes by millions in even the safest of investments.

      • @malloc
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        29 months ago

        Probably what my windfall roadmap is built on 👍

    • @SuperJakish
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      49 months ago

      Saving this for when I win the lottery. Will not report back.

    • @brygphilomena
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      49 months ago

      I’d do the basics of paying off my house and doing some renovations on it. Or buy and move into a slightly bigger one in the same area. Maybe buy/rent a condo right next to Wrigley Field. Nothing fancy, but I would like to be able to stay near the park.

      After I put most into safe investments I would have some fun.

      I’d find some financial advisors and give each of them a million to invest for me. Then fire the one who performs the worst after a period of time. Then put that money to a new investor and repeat.

      I’d buy a small warehouse to turn into an auto shop to house and work on the cars I buy. Which would be daily drivers, so things like a Miata and a classic mustang. The only fancy car I’d buy, and drive, is a Catterham. This would be my main hobby, so I don’t consider it a waste of money. Repairing/restoring cars and selling them.

      I’d set off on a road trip and love to be able to just see and experience everything without worrying about how much hotels, food, and gas cost. If it weren’t for girlfriend and her daughter I’d consider even just living in a van for a while. Spend a year and go to literally every Cubs game.