The paper is here:
Using an empirical approach that provides a robust lower bound on the persistence of impacts on economic growth, we find that the world economy is committed to an income reduction of 19% within the next 26 years independent of future emission choices (relative to a baseline without climate impacts, likely range of 11–29% accounting for physical climate and empirical uncertainty). These damages already outweigh the mitigation costs required to limit global warming to 2 °C by sixfold over this near-term time frame and thereafter diverge strongly dependent on emission choices.
It already is.
Electricity is more expensive because of the wild swings in weather.
food is more expensive because of flooding and eats around the world (some tied to climate change). Example: chocolate, bananas, water.
Housing is more expensive. Hard to tell if this is climate related but certainly have been seeing extreme weather events all across the country which could drive people to move.
Insurance for housing is through the roof. Insurance companies have been paying through the nose for events in coastal cities. Some places in Florida are un-insurable.