Has anyone here used Revolut? How does it compare to privacy.com for EU users?

Can you use the tap to pay on your phone without using Google Wallet?

  • Fleppensteyn
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    6 months ago

    No, you have to link Google if you want to pay with your phone. But you can also just get their physical card instead.

  • @INeedMana
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    56 months ago

    I’m not sure what “tap to pay” is and I haven’t used privacy.com. But you can attach your Revolut card to NFC in phone. Without going through Google Wallet
    It also issues one-time cards that get destroyed after one use
    In general it’s pretty handy, even if as pre-paid account

    But how private your data really is, that might be hard to answer

    • @[email protected]
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      46 months ago

      Do you have any sources for attaching a revolut card to the phone’s NFC? Is that a service they provide in their app or do you mean copying the card chip manually?

      • @INeedMana
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        6 months ago

        WDYM by source? You just open phone settings, NFC and choose Revolut to be the app to be used with NFC
        If you choose to be issued physical card there probably is a way to just copy it physically into NFC but I haven’t used that
        Revolut is just another bank. It’s just a little less behind the times than most

        • lemmyvore
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          46 months ago

          Revolut does not show up as NFC payment app on my phone. My bank’s app and Google Pay do.

          • @INeedMana
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            46 months ago

            most banks do not support NFC payments in their apps

            Huh? All the other banks I use support it

            But you’re right regarding Revolut. I just checked and I was wrong, it’s not there in the settings. I have no idea how I used it with NFC in the past, then. Most of the time I use BLIK

            • @[email protected]
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              36 months ago

              Interesting, based on similar threads I was under the impression most banks didn’t support NFC payments without Google Pay. Sadly no banks here have their own NFC payments. My bank used to have it but then removed it for some reason.

    • @[email protected]OP
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      26 months ago

      Can you elaborate But how private your data really is, that might be hard to answer

      Is there a limit to one-time cards.

      • @INeedMana
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        6 months ago

        Is there a limit to one-time cards

        There should be something about that in the Revolut EULA or something like that. But I’ve never encountered it. The moment the payment goes through, a new card appears in the app

        Can you elaborate But how private your data really is, that might be hard to answer

        It’s a business. A closed source. They are of course bound by laws and regulations but there’s practically no way to make sure they aren’t selling transaction data/statistics under the table. Also, the cards issued by them are either visa or mastercard (IDR), so these companies have that info too. And I’d bet they sell transactions analytics
        Then there’s also the matter of telemetry. Apart from telemetry gathered by the app for Revolut, I guess there’s no way to use it without Gapps

        FWIW I did not notice an influx of spam after registering an account. But that doesn’t prove anything, of course

        We can’t inspect the code of the app. So it’s probably only as private as other bank apps