Hey neighbor!

Looks kinda like a woodlouse hunter. Though the coloring seems darker, but body type seems similar and it looks like it has the same nasty grabbing chelicerae. You could try putting it up on spiderid.com to see if someone can tell you more difinitively.

The bite of the Broad Faced Sac Spider is initially painful and often produces a painful erythema, similar to that of a bee or wasp sting. This is also due to the large fangs of the Trachelas tranquillus. Some people who are sensitive to arthropod venom may experience more severe reactions. Overall, its bite is not considered medically significant.

Sac spiders are more often seen in autumn when temperatures fall outside and they hide into warmer houses.

You can find more information about it here: http://usaspiders.com/trachelas-tranquillus-broad-faced-sac-spider/

Broad-faced Sac Spider according to Seek.

Very interestingly, it doesn’t look like any of the 20 species known to inhabit your area. Good luck!

After some googling (i will no longer sleep), I’d say it’s a triangulate cobweb spider.

It can be very difficult to tell from a single picture like this, but it may be a black lace-weaver or a woodlouse hunter?

Broad-faced Sac Spider according to Seek.

Be careful. That spider has many characteristics of a Brown Recluse, though there are some Brown Recluse “look alikes”.