• @Alteon
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    5411 months ago

    There’s no way someone is this smooth brained lol…

    • @[email protected]
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      4411 months ago

      I can believe it, people have genuinely thought they were being given a credit card with a limit, and the balance was free money.

      I’d love to see someone max out a bunch of cards and just leave the country though.

      • @Evotech
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        2611 months ago

        The amount you would get away with would just not be worth ending your life in that country.

        • @[email protected]
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          911 months ago

          If you have stronger credit and want to leave anyway, I think it’d be dumb not to take advantage of it.

          • XIIIesq
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            711 months ago

            It depends on which country you plan on going to. It’s not impossible for debts to chase you across borders, even if they can’t make you pay, they can still trash your credit rating.

          • @Evotech
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            511 months ago

            Idk, you might want to return one day. And trust me they don’t forget

            • @[email protected]
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              411 months ago

              Ah yeah they do forget, after a decade or two.

              You’re not going to jail for non-payment.

          • @Evotech
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            411 months ago

            It’s still not worth it I think, but it’s probably been done a fair amount of times

      • No_
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        811 months ago

        Doesn’t take debt to want to leave the US.

      • ɔiƚoxɘup
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        411 months ago

        I know a dude that did that. Left till his 7yrs (or whatever) ran out and came back debt free.

  • @Jackcooper
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    2711 months ago

    Anon learns what bankruptcy is

  • @Spiralvortexisalie
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    1511 months ago

    I would not call this fool proof but if someone wanted to actually hack the system, I would try along the lines of: https://scholar.google.com/scholar_case?case=12213566702719875163 where NY state has a criminal usury law whereby charging more than 25% is a felony. It is a well settled principle that criminal contracts are unenforceable, and merely declaring a venue (Utah usually in America, as it has the most bank friendly laws) when the nexus of activity is elsewhere (In the instant case card was shipped to and used in NY) does not make it so. With US Govt lending rates so high, most credit cards are gonna be pushing past 25% if they aren’t already. Legally the card company suing you would be most similar to a criminal loan shark in the eyes of the law seeking redress of illegal activity gone sour if you are a NY resident.