Life insurance companies are accused of "genetic discrimination" in determining coverage and premiums, with researchers finding some Australians are skipping tests that could detect risk of disease to avoid the results affecting their life insurance.

Private medical insurance is a pox on our medical system

  • mishellaneous English
    1•1 year ago

    Definitely alot of issues with private health insurance, but it doesn’t discriminate with regards to genetic testing. When a person takes out private health insurance there is always a 12 month waiting period for anything you haven’t been covered for previously; any genetic predisposition is irrelevant, you’ll be covered after 12 months Life insurance on the other hand is a different thing, and this is what the article is referring to. And it is definitely unfair!

    • @MountaineerOPEnglish
      1•1 year ago

      I am absolutely conflating issues.