Set up automatic bank transfers to chop your income into % parts: 5% play money, 20% savings, bills etc. do what works for you. Get rid of unnecessary subscriptions.
I don’t have enough to chop my money into anything other than 75% rent, 20% car payment, 5% food for my dog.
But I do put that rent and car payment in a savings account and pay from that. Those fractions of a penny per month add up; after 5 years I have 77 cents in my savings account!
Yes, the used car market is full of predators charging 200% more than what a junker is worth because there’s nothing stopping them. And I also agree that keeping the minimum wage literal decades behind productivity breeds an environment where people are assigned a made up number that tells banks it’s ok to gouge this person on interest rates. Full agreement with you there.
Sure, since we’re under capitalism I’ll have to check your imaginary number and then require a minimum monthly payment of 11 cents for the next 4 years.
Set up automatic bank transfers to chop your income into % parts: 5% play money, 20% savings, bills etc. do what works for you. Get rid of unnecessary subscriptions.
I don’t have enough to chop my money into anything other than 75% rent, 20% car payment, 5% food for my dog.
But I do put that rent and car payment in a savings account and pay from that. Those fractions of a penny per month add up; after 5 years I have 77 cents in my savings account!
20% to a car payment is stupid
And necessary in many situations.
It’s more expensive to move somewhere a car isn’t necessary.
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Have you seen the prices of used cars lately?
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Dude you could have just answered “no, I haven’t seen the prices of used cars lately.”
Yes, the used car market is full of predators charging 200% more than what a junker is worth because there’s nothing stopping them. And I also agree that keeping the minimum wage literal decades behind productivity breeds an environment where people are assigned a made up number that tells banks it’s ok to gouge this person on interest rates. Full agreement with you there.
Hey, it’s your brother. Can I borrow 76 cents?
Sure, since we’re under capitalism I’ll have to check your imaginary number and then require a minimum monthly payment of 11 cents for the next 4 years.
So many people need this.
Privacy.com is your friend. Free and makes ‘uncancellable’ subscriptions a thing of the past