FWIW, retirement studies would suggest a 4% withdrawal rate the first year, and increasing for inflation each year after. There are some other ways to go with this, but it’s a good starting place.

https://www.businessinsider.com/personal-finance/banking/7-percent-interest-savings-accounts#:~:text=See how we rate banking,rate is Landmark Credit Union

Probably not what you are looking for (with the limits and terms), but you get the idea.

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