Only one time use.
Think of like world leaders, celebrities, ya know 😉. Are you gonna make them do some embarassing things, or illegal acts.
My answer:
spoiler
Take control of an NSA agent with access to the most powerful hacking tools, hack everyone’s phone, install a program that randomly have a popup at random intervals, the popup message says “I’m watching you”. This also tries to spread itself to any other phone it can connect to. Pure chaos 😈
Pretty sure I can do this in a minute, depending on how good the NSA tools are.
I can’t login to my own Coinbase in under a minute, let alone someone else’s.
Most people would have everything already logged in on their phone.