• 2ugly2live
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    2110 days ago

    Honestly, it’s been a great help reducing take out. It’s such a gamble, I’d rather spent nothing on a sure thing (even if it’s boring) than nearly $40 for a meal I may not even finish.

      • 2ugly2live
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        710 days ago

        I’m trying to get myself together too (though not nearly as impressive as your method). I’m writing down everything I spend, from a soda, or groceries, to rent. I quickly saw I was spending, like, to the penny of my check, and saw I wasted a good $200 on just bullshit. I’m trying to put on my big girl panties and get it together. Whenever I saw no to something, I’ve been putting it in a savings account. Like, “eh, I can make dinner at home.” Okay, then that $15 for the cheeseburger that you were okay with is now going into savings.

        My goal is to end this year without debt. School, credit card, all of it. Tired of it lol

      • @RaoulDook
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        510 days ago

        That’s an impressive level of financial responsibility, nice job

      • @[email protected]
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        110 days ago
        1. Bump up your employer’s withholding by 5%
        2. Get that overpayment back from the IRS
        3. Immediately dump that into a retirement thing that reduces taxable income; like, same-day
        4. Next year you have another 5% windfall and a little more back from the retirement contribution. Put both back into same deal
        5. Repeat forever
        6. Slow win
        • @Furbag
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          210 days ago

          Why would I give the IRS an interest free loan? Taking that same 5% from your paycheck directly and setting up an automatic transfer to a high-yield savings account or an IRA each month would give you better dividends over the same period of time.

    • @Alenalda
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      410 days ago

      When I can buy like a large 5 top pizza for as much as a single fast food combo, i know which I’ll choose.

      • @Furbag
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        310 days ago

        Pizza is also ridiculously expensive where I live. For something that is comprised of almost entirely dough, cheese, and tomato sauce, it’s kind of criminal that some places are charging $20 or more for a large pie. It probably cost them $1.50 worth of ingredients to make when you factor in bulk pricing.

        • @[email protected]
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          410 days ago

          Where I’m at it’s definitely very restaurant dependent. Papa Racist’s (Papa John’s) and Pizza Butt (Pizza Hut) I avoid like the plague because their decisions have been jack up the price and nosedive the quality. Meanwhile Little Ceasar’s is doing a $6 lunch combo and most pies I get there are usually $6-10.

          I get it it’s Little Ceasar’s, but I got one thing to say to the LC haters

          • @Furbag
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            110 days ago

            lmao true, I think Little Ceasars is actually good for the value. The $5 hot and ready box was an almost unbeatable deal.

            I really prefer Domino’s, but their prices are outrageous so I don’t go there anymore. If I’m going to pay a shitload of money for pizza, I get a whole New York Style pizza so I can really enjoy it. Might start making my own now though, tbh. How hard could it be?

            • @[email protected]
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              29 days ago

              Really it’s not that hard, I’ve started making it myself. Hardest part is getting ingredients together and following recipe for the dough. Literally just flour, a packet of yeast, water, oil, a few other common items most kitchens should already have if you cook other stuff. Then the pizza sauce, mozzarella, and pepperoni which I already buy made from the grocery store.

              Check chatgpt for recipe suggestions, figure out how much dough you need and scale the recipe accordingly, make it and go. Compared to LC I’m barely breaking even though, their deal is just too good lol. But outside of that it’s fun to make at home and I prefer that now over frozen pizzas.

        • @[email protected]
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          9 days ago

          Yeah the rise in pizza prices has been disappointing in my area. Unless you’re getting just a plain pie, you’re gonna spend at least $20 for like a medium pizza.

          There are so many goddamn places around here too, that there has to be like a pizza cartel or something, setting the price lol…