Was just thinking that there should be doctor clubs, where a bunch of people pool their money to hire a dedicated general physician. Or to have a shared tailor, or group cafeteria, or whatever.
The ratio of people covered to specialists would probably determine whether it’s feasible. You’d want the specialist to still get paid a healthy (and guaranteed) salary and to have a more satisfying relationship with customers. And the members of the club to get better service / product than they would otherwise with middlemen taking a cut.
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But your insurance premiums will go down by more than your taxes go up, for most of us working shulbs, anyway.
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That’s where it gets complicated. Your employer pays a lot more than $100. Your taxes would go up and your employer could be mandated to pass the healthcare savings on to you to largely offset your tax increase. The Wyden-Bennet plan predated the Affordable Care Act and would have mandated that. Obama’s healthcare people were concerned that would be very complex and would go back on his promise to allow people to keep their current doctors and insurance. So we ended up with a huge expansion in Medicaid instead (which was great but didn’t give us the systemic change we really needed).
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Yeah they were trying to keep it cost neutral. Bennett was a conservative republican.
Employer based insurance is possibly one of the worst systems we could have come up with if we were designing it from scratch.
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Taxes go up, but money paid to health insurance goes down.
And you’re already paying most of the operating costs of universal healthcare in the form of Medicare/Medicaid administration taxes, you’re just not eligible to benefit.
So your taxes will increase, but not as much as you expect, and your total deductions will decrease unless you opt to keep private insurance.
Every analysis of the topic inevitably concludes that we’re currently using the most expensive method of providing healthcare.
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20% of my taxes is much less than my current employer plan cost.
You are wrong. Costs will go down compared to health insurance costs in United States right now. Might end up taxing currently uninsured more but for most will be less and folks in poverty will gain more than they lose anyway
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All of them actually. The talking point from the right (in the US) is that is will increase debt on the federal level. While this is true, they always leave out the fact that no one will be paying for regular health insurance anymore, which actually costs American tax payers more than what single payer would cost.
It would be more difficult to find one that disagrees with what I am saying
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If you are arguing that we have a lot of folks living in poverty and their taxes might increase a bit I believe that is a bad faith argument.
If you get health insurance through your employer like most Americans then the employer paid parts will also disappear… but folks are so uninformed that they can’t see it
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It’s bad faith to lie about total costs. Period. Our current system leaves tens of millions uninsured (most especially children, and many more millions underinsured.
United States is a third world country when it comes to health care for the poor.
Total cost will go down unless you pay basically nothing for health insurance.
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I doubt you get much of anything for 100$ a month; I have a free plan at work but my employer pays way more than 100 a month for that one… which is a high deductible plan
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I’m sorry but you’re lying. Or leaving something out.
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Maybe if you’re on Medicare or you are ina blue state and you are one welfare and completely broke… but that doesn’t add up. You may be forgetting your employer contributions