• Semi-Hemi-Lemmygod
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    259 months ago

    That’s my problem: I start saving and then suddenly I have a huge expense and I need to empty out my savings. Happens at least every six months.

    • @[email protected]
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      339 months ago

      I’d argue that’s proof of your emergency fund working! You were able to save enough money to cover an unexpected expense/emergency without having to go into credit card debt.

      Kudos! You should feel proud of yourself!

    • @[email protected]
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      119 months ago

      That means it’s working. You’re doing exactly what you need to and it’s absolutely paying off!

    • @CliveRosfield
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      79 months ago

      I agree with the others, you sound like the type of person that the emergency fund is designed for.

    • Possibly linux
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      19 months ago

      Well I guess you could cut costs. I don’t know I’m not a financial advisor

      • Semi-Hemi-Lemmygod
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        109 months ago

        I cook at home mostly, I don’t go on vacations, my cars are both at least 8 years old, and I live in a low COL area.

        I guess I could kill one of my children but I don’t think that would make economic sense.

        • @rockSlayer
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          119 months ago

          You’re right. Have your smartest kid set up a Minecraft smp server that has microtransactions

          • Possibly linux
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            49 months ago

            Or become a Ticktok star. All you need to do is confidently say made up facts

        • guyrocket
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          49 months ago

          You’re right.

          It WOULD make economic sense to sell those kids into slavery.

          Why not profit from those rug rats?

        • @NewNewAccount
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          39 months ago

          This sounds obvious/rude, but have you tried making more money?