“My wallet is stuck! Here, I’ll just give you my pants!”

Or something along those lines

Less Than Hero - Fry is trying to take is pants off because he’s too scared to give his wallet to the Mugger and Andrew.

I think it’s the episode where Fry gets worms that make him super smart and buff. Parasites Lost, season 3 ep 2.

Average family guy, youtube, “thumbnail.”