I’m not sure that has to do with privacy and more like “help us avoid paying income taxes.” No one denies that cash is completely anonymous, but that’s not the intent here. This is coming from a huge advocate for privacy, but to me this is a stretch.
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Ya, they’re going for the ~35% tax dodge
More like 65%, taxes has become slavery. If you are intelligent you can avoid most of it, the ignorant end up paying most of it.
Where in the world would you end up paying 65%?
65% effective tax rate lmaooooo. I don’t even know a country where the tax brackets go up that high.
Every communist infested country, US, UK, AU.
All of your income is taxed multiple times, after all is said and done you are paying ~80%, you are a slave.
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Typical idiotic commie reply, why are communists total morons.
The small restaurant I work in racked up at 16k in credit card fees in months. We’ve had to start applying the 3% fee to credit card sales.
Or just raise your prices instead of hitting customers with surprise fees. I own a small business. The vast majority of our revenue is from credit cards. We don’t pass those fees into customers, we just raise our prices as needed.
we don’t pass those fees onto customers, we just raise our prices as needed
Say that really fucking slowly. Like maybe three or four times until it clicks.
Also, raising prices passes this cost onto ALL customers. Having a credit card fee only charges those that want to use a credit card.
So really your solution is shittier.
Let me say this very slowly so you can comprehend.
Price on menu: $10.
Price at checkout because CC fees passed on to me: $10.30
That’s a surprise fee.
Price on menu where the price was raised to account for CC fees: $10.30
Price at checkout: $10.30
No surprise fee.
As someone who really fucking hates surprise fees, thank you.
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Communist logic at its best. 🤣️
Medium sized business owner here. We pay a lot more for the handling of cash than for cashless.
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According to my friendly neighbourhood corner shop owner they pay 3% on card transactions, unless it’s over a certain amount and then they pay a flat rate.
But he’s not sure what that amount is because as a tiny corner shop they basically never hit it.
Perhaps you’d pay a flat rate if you were paying for a PS5 or something in that price range, I’m not sure.
This is because the system hates cash and has erected all types barriers and inefficiencies when handling cash.
You should look into Monero, it is like cash but digital. No more worrying about your payment processor cutting you off because of you political views.
This is because the system hates cash and has erected all types barriers and inefficiencies when handling cash.
No, it’s because handling cash is literally freaking expensive. You have to transport it (and especially coins can weigh a lot), you have to secure it on location and during transit (those bank transports are not cheap), you have to count it, you have to handle damaged money, …
Cash is expensive. It’s not “because the system hates cash”, it’s because it’s a physical thing that has to be physically handled.
My payment processor doesn’t know my political views.
Yes they do, but they agree with them for now so you are OK at this point.
How do you know
As long as you believe in state power monopoly you are fine, the bankers own the payments processors as well as the state.
Credit cards transaction may only cost a few percent, but the cost to business can be significantly higher. For example visa forces you to no require a minimum for credit cards, and they charge a base fee regardless. Also if a customer issues a dispute, the business may have to pay the dispute fee, regardless of the outcome of the dispute. Louis Rosmann as quite a few good videos on this topic, eg: https://www.youtube.com/watch?v=6an5ZP4Vnzg
Agreed. That’s exactly what that is.
They are trying to make people aware that technocratic communists are trying to ban cash, obviously.
Wait you’re on monero.town. isn’t that a crypto? A cashless currency?
Wrong, Monero is digital cash.
Sounds like a cashless system
Wrong again, it is a digital cash system. Monero has all the properties of cash except it is digital instead of physical.
So moneri has all the properties of cash except the thing that makes money cash. Got it.
You either want a cash society with physical bills/coins or a digital society with Monero. Pick one.
I want both. Except the bills and coins should be actually backed by something of value not communist scam promises.
I hate those dang cryptobros and their communism!
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Wish I was this oblivious
You are, that is why I am making you aware that technocratic communists want to control your life.
This has nothing to do with cashless society, it’s because they don’t want to pay their taxes.
Pay with cash but be sure to get a receipt
I haven’t carried cash in so long, I don’t even pay drug dealers in cash anymore.
As long as you get a receipt
That’s possible, though inferred rather than stated. But whether they are being forthcoming about all of their motivations for the preference, either or both are good reasons.
Nop, it’s in Italy 100% sure it’s money laundering
Oh yes the very well known and famous Italian pound.
it’s an Italian restaurant; they only have those in Italy.
It’s in Britain
Bigot commies don’t care, they will shame everyone until you pay a cut to the bankers via “government taxes”
Hahahaha. The conservative party are not commies.
Who said anything about conservative party not being commies. You are under mind control. You cannot even process what is being said, go cash your welfare check and get another booster.
You’ve just demonstrated you don’t know what you’re talking about because the conservative government do not support welfare checks. You are a complete pratt seriously you think I get welfare check you utter fucking moron if you know anything about my country’s government then go demonstrate it otherwise go fuck yourself up the asshole you absolutely ignorant prick.
Getting angry because you are a thumb sucking communist cuck?
*cheque
If it means less money goes to fund the criminal activities of the state I am all for it.
It means your potholes don’t get fixed.
They don’t get fixed as it is. All of our money is double and triple taxed, the roads should be paved with gold based on the trillions that are stolen every year.
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I mean taxation is theft anyways.
Correct, that is why IRS “agents” carry guns.
lol that’s a tax evader, they save 20% and you save 10%, it’s the good old Italian tradition of “you don’t really need a receipt do you”
Great, taxes is theft.
Someone doesn’t want to pay fees or taxes. Privacy is just a convenient excuse
Fees are no problem, they come along with valuable services. Taxes is theft and is extracted by the use of violence then the funds are stolen, wasted, and used to commit murder.
Holy shit… that went insane insanely fast.
I promote hardcore freedom in hopes that we may get at least some freedom. Just like the communists, they always go for starving and murdering everyone in hopes to get at least 40-60%
How would a guverment work without taxes? And if your argument is that a society works without a guverment, how would that work in regards to hospitals, firefighters, cops, social programs for the poor or homeless, etc?
The government should be extremely limited and funded by fees charged for useful services it provides, if needed a small sales tax could be instituted locally.
Rights need to be restored back to the individual so people can take care of themselves as needed in terms of defense and health care instead of sending 80% of their income to be wasted relying on some horrible and inefficient system. Once we wrangle the state back down to size people will have more than enough wealth to give to charities to help the poor.
The government should be extremely limited and funded by fees charged for useful services it provides, if needed a small sales tax could be instituted locally.
Congratulations you just described taxation.
Taxation is theft. I described voluntary payments for services rendered.
Yes on a societal scale that’s called taxation.
Taxes is not voluntary, threats of violence and violence is used to extract wealth from victims.
You have been indoctrinated that evil is OK on a “social scale”. You are a pawn dupe.
Not a single person, is paying 80% of their income in taxes.
Even someone who makes 1 million USD annual salary in the us only has a rate of 38%
The majority of people in the us (77%) fall into the 15% (and pay on average 6.5% thanks to deductions, and various credits) bracket or lower and less than 1 million people (Of the 330 million) fall into the highest bracket. And those houses on average don’t actually pay an effective tax rate of 38%, instead, on average they pay 28.5%.
A tenth of households in the USA don’t pay ANY income tax.
on some horrible and inefficient system.
Boy, do I have news for you about private companies. Turns out government works tend to be more efficient, and less wasteful than private.
Turns out it does not. 50% of stolen money (tax revenue) is used to murder people around the world.
What companies are making those weapons and arms used in wars? Private companies, paid for with tax dollars.
Also, only 12% of the US federal budget went to the military in 2022. Social Security, Healthcare, and Welfare were all bigger parts of US federal spending, with medicare just being behind military spending.
They are not. These are communist owned, the communists running the state create war and steal money from the public then hand it over to their commie friends known as “weapons companies”, you have been duped.
Wrong, US military spending is >50% of all spending. https://www.nationalpriorities.org/campaigns/military-spending-united-states/
You are living in a communist slave system.
😂 instance checks out
yup, no cowardly boot lickers here
Bro you’re quite literally boot licking a corporation commiting tax theft… Try harder or I dunno basic common sense if that fails.
Yea, communism is the most disgusting and degenerate ideology, I cant fathom how so many morons cling to this stupidity.
Lemme ask a question. Were your ancestors degenerate? How about the Bible, is the Bible degenerate? Where are we drawing these absurd moral lines.
Common sense, forcing people at gunpoint to do your will is immoral, degenerate and evil. This is what communism is about. Complete eradication of free will and only the will of the state be done.
God is the embodiment of morality, He asks us to do His will because it is the best thing for us, however He will never force you to do anything.
Taxes is theft
Okay, then leave civilised society.
Forcing people to pay up at gunpoint is not very civilized. Sounds like theft to me.
enjoying the services everybody paid while not wanting to contribute is the actual theft.
Stealing from others to provide yourself with “services” is theft. I do not want the state to decide what services I need and then steal the amount they think is needed.
The vast majority of money stolen is wasted or used for evil, a tiny fraction goes to “services”, which by the way are horrible.
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It’s absolutely crawling with authoritarians.
I don’t care to spend much time determining if people are lefties or righties. Or care whatever other label they may use, because you’ll quickly find out that whichever affiliation they claim, they want to control what others do in different aspects of their lives and are not in support of individual liberty, self determination or personal responsibility.
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Yes, lemmy specifically, it is loaded with hardcore communists who want to take away private property and give it all to the bankers using state violence.
give it all to the bankers
That would be what the right wing is doing, actively. Left leaning people want to distribute the power and money back to the people.
No the left are duped morons who think they are “distributing” but in actuality they are just propping up banker power. The bankers have taken over the state and use it to dominate society. You have been duped.
You have been duped by the right wing. The left hasn’t ever been in power in the US. All the money going to Wallstreet and Bankers is pure right wing policy.
Irrelevant what you call it. The actions are pure communism.
You would not believe how many cash payments in the end customer food and service industry never make it to the books.
What’s next? “Save the Planet! Save Paper! Get 5% off if you don’t need an invoice!”
Yes that’s why I pay cash. To help out the small people!
You end up hurting the small people because less taxes paid means there is less for healftcare, social work…
Good to hear. It means less money going to war criminals.
Also school teachers.
I agree with the idea and I don’t have this reaction else where but when I see the cash only signs in food places it just makes me jump to tax evasion. Don’t know why it’s only food places that give me that feeling.
Taxes is immoral and based on violence and oppression, so evading it is the right thing to do.
Now you’re just trying to make people mad at you
No, just the usual result of speaking truth to slaves.
So, how do we find things like healthcare, road maintenance, refuse collection, etc without taxes?
Just like every other service is funded, by fees charged to those using the services.
So if your neighbour falls out of work and can’t afford his refuse pick up anymore, you’re happy for rubbish to pile up in their garden next to your house with all the health risks this entails? If their house starts burning down, you’re happy for the fire brigade to turn up only when the flames catch your house as he didn’t pay his emergency services subscription? Is this how you forsee your free market utopia functioning?
No, I see my neighbor be well financially situated with a backup plan if his occupation is terminated because he was not a coddled slave being robbed all his life of 80% of his earnings and he would have had the foresight to save and invest a currency that does not lose 20% of its value annually due to psychopaths controlling the printing press.
As someone who’s working in benefits and taxation for over a decade, you’re living in a fantasy world mate, you can give people all the money in the world, but lots of them won’t save it or budget for a rainy day as you expect, they’ll spend it all and then be in the lurch when the emergency hits. We’ve tried it your way, that’s how society used to work and amazingly it didn’t end up with everyone magically emancipated from need or want, it just created huge social divisions between the haves and have nots, thays why we invented the welfare state to balance those things out.
Yes giving people money always results in waste. That is why the state wastes most of the tax money they steal. To be valued it needs to be earned.
You have been told the story of the past about how the government saved the day by government schools.
This would be illegal some places.
I believe this is illegal if its in the UK. The EU introduced regulations a few years ago banning fees for credit card payments. As a consumer it was great because lots of businesses were taking the mick charging more than they have to pay but knew people really prefer credit cards. I think this method of trying to get around that is in fact illegal because you are effectively charging more for credit card payments.
Yes, in communist hellholes.
If it would be 1-3%, I understand, because that’s the fee for credit cards. But 10%?? Something is clearly wrong.
They are concerned with the totalitarian psychopaths tightening their grip on society. so they are sacrificing their profits to help everyone in society not become a total slave.
or they’re just doing tax evasion, which is way more likely.
either way they are helping society, taxes = theft
Private property is the actual theft.
Please feel free to give up the device you wrote this message on along with any clothing or other possessions you may have, including the food you intend to eat to continue to maintain life.
You’ve deprived the rest of the planet of these resources while you’ve been using them. Some of the inhabitants here want or feel they need them more than you.
Come to think of it, the earth itself may object to you borrowing energy from it to sustain or amuse yourself.
Selfish.
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None whatsoever. It is completely out of touch with the realities of the universe we inhabit.
It does in the twisted and indoctrinated communist mind.
Not really. But do go on about how communism is indoctrinating, it’s not like a capitalist society would do anything like indoctrination. I dunno, maybe you’d be smart enough to see that the difference between cash and credit is non existent and the use of both benefits the highest earners and lowest producers regardless of what economic system you prefer.
Man, OP’s comments in here are a ride. And I thought the tankies were bad
It seems that crypto bros have begun to raid lemmy recently, and for raid i mean that yhey just have been coming in big quantities, since the other day i was talking bad about crypto and got downvoted a lot, which is weird since i thought most people here didnt like it since the fiasco of past 3 years on crypto and blockchain, and i got a lot of comments deffending it too.
Many are coming from reddit (another communist hellhole). State worshipers hate crypto because it is a tool for freedom. It peacefully rips the power over money from state control and by extension banker control, since the bankers fully own the bloated communist state that we have in all developed nations today.
Dude bankers are not comunist, quite the contrary actually, and reddit are mostly lefty kids, the tankies where in lemmy all along, and you say crypto bros are comming from reddit but also say that they hate crypto too? Wtf. Im confused, you scare me, go away.
You are confused, most likely due to your surface level understanding on most topics. Crypto bros are morons who know nothing about crypto. They have some coins on an exchange and are hoping to cash out when it pumps again and go on a vacation.
You came in here, now go away.
Whait. I thought you liked crypto.
Again, the topic is not as simple as “I like crypto”.
Monero is a decentralize and private by default fair and honest cryto currency that acts exactly like cash in digital format. No one knows if you have it, how much you have, who sent it to you or where you sent it. It is basically the ultimate money. Most “crypto” is useless and scams.
Just like physical cash except it cannot be manipulated by communists and bankers.
By all means, go get scammed with crypto. Meanwhile the rest of us are living in the real world where not a single developed western nation is a communist state.
They all have income tax and a central bank, two primary pillars of communism.
You should stay away from crypto, with your level of intelligence you would lose it all in a week.
I don’t think you know what communism is, but you’re not going to listen to anyone that explains it are you?
When your brain has been destroyed by libertarianism, anything done to help anyone else seems like communism.
As I said, you have a surface level understanding of communism. You know some general tropes and feel good half-baked intellectual points you absorbed while falling asleep in your communist infiltrated university general studies classes.
I have done deep research on the topic and at it’s core communism is a demonic system which infiltrates, corrupts, takes control, then enacts total dehumanization and murder.
This is absolutely hilarious, no matter what I say you will still reply.
Not only do you think central banks are not just a part of but one of the defining features of a classless, stateless, moneyless society, they’re the key indicator that a state is communist! Add to that that you confuse different people replying to you with each other (or assume everyone is the same person) and you get this wonderfully entertaining mix.
Tell me, what else have you done deep research on? Next you’re going to tell everyone that the earth is flat or something aren’t you.
And how do you think the road you use are paid? How do you think the military that protect you from communists states are paid?
By printing free money?
They are able to fund massive war crimes such as invasions and mass murder around the world by debasing the currency, drug trafficking and other criminal operations on top of theft known as taxes.
The military are the ones enforcing communist policies of the bankers on the rest of the world. The only countries that get invaded are ones without a central bank controlled by them.
Roads are paid for by fuel tax and tolls.
You’d probably suprised that tools and taxes are nowhere enough to pay for the enormous road infrastructure of the US. In avarage it pays for around half of it. The rest is funded by your taxes.
One of many sources: https://taxfoundation.org/data/all/state/states-road-funding-2019/
As for the accusations of war crimes, mass murder, I unfortunately can only agree as those are well documented. If my memory is right, there is some drug dealing and other criminal scandals here and there, but nowhere enough to fund the behemoth that the US military is.
But I fail to see how debasing the currency would fund anything without creating a gigantic inflation. And by that I mean multiple times more that the current one which is mainly caused by the growing cost of energy. So no, i doubt it is how it get funded.
As for the “without central bank controlled by them”, of course they aren’t. The central bank is either controlled by the country themselves, or by a community of countries (example: EU central bank). So of course a country invaded by the US wouldn’t have a central bank controlled by the US. And so do all the country NOT invaded by the US. This argument make no sense.
The military answer to whomever is the head of state, not to banks. Problem is, of course, if said official is corrupted by the banks, if which case ot is the role of the press to investigate and expose said corruption. With credible evidences of course. So unless you can prove what you are saying with credible evidence, better say it as being an opinion rather than a fact.
Oh, and communism is, by definition, against the power of banks. So saying a bank is pushing a communist agenda is kinda… ironic. But that’s my opinion.
You realize that these peeps kinda dislike right libertarians already and being a dick doesn’t help, right?
I do not subscribe to right left and other BS labels. Either your a good honest person or a coward willing to do anything criminals with a badge or on TV tell you to do.
He’s one of the rare cases where this picture fits perfectly.
LOL, communism is so gay.
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Unfortunately commies are not so rare, this must mean their ideology is correct because they all went through the same indoctrination system in overpriced commie infiltrated universities paid for by daddy.
Isn’t it great that a commie is a rich trust fund kid.
Or that a commie is poor unsuccessful and jealous of the wealthy.
You can literally just make up anything you want and it doesn’t have to make sense or follow any cohesive logic.
Whatever the commie’s financial situation is they are sure to be an idiot.
They blocked my instance so I don’t have to see them. Seems like you protect one image on everybody disagreeing with you, that doesn’t seem healthy
The cashless society thing is just idiotic religious superstition masquerading as legitimacy. A disgusting number of people still believe that “the number of the beast” from the Bible book of Revelations is literal in some way. Anything that makes paper money obsolete in favor of electronic, especially if it’s an implant, is viewed by some in that capacity. It’s stupid AF but then again so are religious literalists.
I was wondering… how much does a credit company know if I pay with my cc? Do they know every detail of my lunch menu? If so, that does have something to do with privacy, I’m not very comfortable. If they just know the total amount I pay, then I wouldn’t mind too much, though.
They would only know things like location, time , amount. With this data you can build a pretty comprehensive profile about your whole life.
Good. “Fight against the cashless society!” is a bit weird motto, coming from Monero supporter, though…
If we could have physical Monero cash I would be for it. I am for any honest form of money, blockchain is just the easiest way to accomplish this without the state being able to stop it.
What I’d avoid is, things like loyalty cards — cash or not, discount or no discount. I’m sure if I sign up, giving my personal info, something tricky is written in fine print* in the sing up form, in obscure legalese. There ain’t no such thing as a free lunch. If you get a discount, you’re actually selling your privacy cheaper than it actually is. *Some_instances_may_be_excluded._Your_mileage_may_vary.
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good job on increasing monero.town’s reach
I really don’t like cash.
It’s just too vulnerable to theft and robbery.
I think Monero is better than cash. Would love to see that get more use in these kind of settings.
Cash still should always be an option. Many people do not have access to anything but cash.
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It seems the lemmyverse is still a bit buggy. “Brigading” is the default feature set.
Luckily, downvotes do not affect karma like they do on reddit. But it still feels bad.
This post got 80+ updoots, so it likely made it’s way to top 6 hours.
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Yeah but they apparently don’t care where this post is hosted, and the votes are shared between instances too
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