• 12 Posts
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Joined hace 2 años
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Cake day: 27 de junio de 2023

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  • CupDocktoAsk Android@lemdro.idSuggest a Textra replacement
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    hace 2 años

    Yep, the hardest part of Signal is convincing everyone you text to use it. Though, once you do, it’s awesome!

    SMS as a protocol is pretty bunk. I’m not sure any app can save it. That’s why I just stick to the default SMS app. Well, that, and because that app is made by Anrdoid and your carrier, who can already track everything anyway, so there’s no (extra) privacy hit.










  • The Fed has massively increased interest rates in the past year or so to fend off a recession. That’s in part what led to the recent bank failures, because the banks made stupid investments hinging on low interest rates. As a whole, it’s been working wonders for the economy. Things have been stabilizing and fears of a recession have lowered.

    In short, yes, 4.15% is on the good side, but it’s also pretty common in the US right now. Some savings accounts have 5%+ last time I checked, though those are harder to come by and often have stupid rules attached.


  • I don’t disagree, but it’s an important distinction to make that Apple is not the bank in this scenario. Goldman Sachs is the bank. Apple is basically just whitelabeling in the same way every store nowadays wants you to get their credit card. Macy’s giving you a credit card with their name on it does not make them a bank. Same goes for Apple.
















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