• Drusas
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    1445 days ago

    That’s because they know the patient is going to die and it will be cheaper for them that way.

    • GodlessCommieOPM
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      1165 days ago

      Their actions will ensure the patient dies.

      • @[email protected]
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        95 days ago

        No it won’t. Hospitals are required to provide life saving care until the patient is stable regardless of insurance.

        • @[email protected]
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          5 days ago

          That’s different from preventing death. Trying to stabilise a terminal cancer patient is significantly different from treating it before it becomes terminal, being in a coma might not be immediately live threatening but removing the patient from the hospital until it becomes so can remove any chance of recovery. And even if you survive, if you only get treatment when it’s already a life or death situation the outcomes can be much worse.

          • @[email protected]
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            35 days ago

            In this case the patient has a brain hemorrhage, which means they aren’t stable and the hospital would be required to provide emergency care for it.

    • @[email protected]
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      5 days ago

      This is the reason I believe every health insurance plan should also include life insurance from the same company. You need to give those assholes an incentive to keep me alive and healthy.

      • @[email protected]
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        395 days ago

        No, then you would just get the equivalent of your car being totaled. If it costs more to fix your body than it does to pay out the life insurance, they will let you die and pay the life insurance.

        • @candybrie
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          54 days ago

          Currently they just let you die and don’t pay anything.

        • @[email protected]
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          65 days ago

          It still decreases the incentive though. They’ll let you die without having to pay a dime

    • @Frozengyro
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      -1055 days ago

      Even in countries with universal healthcare, these decisions also need to be made. We don’t have unlimited money or resources to spend when cases are likely hopeless.

      • @[email protected]
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        855 days ago

        They do need to be made. By medical professionals. The people who can actually determine who’s viable to save and who can best utilize resources, and who actually know if there even is a shortage. Which there usually isn’t.

        The last people you want doing it are the people with a financial incentive to always deny care.

      • @ysjet
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        635 days ago

        That’s called a death panel. We shouldn’t have those, and insurance companies DEFINITELY shouldn’t have those.

          • @[email protected]
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            185 days ago

            In the ideal world, an insurance company handles the paperwork of collecting money for risk pooling and paying the bills as they come in, as well as assessing individual risks to set premiums.
            Sort of like most other insurance industries. Maybe arguing about if you paid for coverage, but not actually arguing that you don’t need the fix.

            Your car insurance might argue you aren’t covered for damage that happened while the car was parked in the garage, but they won’t try to argue that your car might not actually require a new windshield since you haven’t tried plastic wrap yet.

            In this ideal world, the people making the decision to ration care would be… The doctors, who are perfectly positioned to do this, and actually do when there’s a real need to do so.

          • @AeonFelis
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            95 days ago

            A death panel fully acknowledges that the patient will die if they decide not to treat, and consider that against the possibility of saving more lives with the limited resources allocated to them. An insurance company pretends the patient doesn’t really need the expensive treatment that doctors have determined is crucial to save their lives, and the money saved doesn’t go into treating other people - it goes into profit.

        • @dellish
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          205 days ago

          Wasn’t “Death Panel” a bullshit line spouted by Sarah Palin? I am yet to see any evidence of them in countries that have social healthcare.

          • @Passerby6497
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            155 days ago

            That’s the neat part, we already had death panels and they were trying to make it sound like they’d be a new thing. Instead, we get some unaccountable fucking bean counters determining if you get to live instead of someone with a goddamned degree and a basic knowledge of your situation.

      • Lord Wiggle
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        225 days ago

        So you’re saying it’s the insurance company’s job is to decide who is in a state to die, not a doctor. Why do we even have doctors? So when you have a medical emergency, why won’t you just go to the insurance company instead of a hospital, when the company is better in making medical decisions anyway?

        This may be new to you, but insurance companies have no medical training.

        The state of the woman in the ICU might sound hopeless but the coma can be medically induced due to the brain hemorrhage and with the proper medical care she could recover, if indeed her state isn’t too bad. This is something doctors are for, to calculate her chances and fight for her life if there is a chance of survival. If there’s no chance, it’s the family’s choice to pull the plug.

        But you’re fine with an insurance company calculating what it might cost to them then to make the decision to let her die?

        • @shalafi
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          -105 days ago

          It’s my understanding that a doctor, employed by the insurance agency, makes these calls.

          • @[email protected]
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            24 days ago

            A doctor who has never seen the patient and often isn’t even the specialty needed to make the call.

            If an insurance company denys you, demand to know the name, speciality, and license number of the doctor who denied you. Often a doctor wasn’t involved. And when you find that out it’s illegal.

          • @Passerby6497
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            105 days ago

            If only those “doctors” had to put their malpractice insurance on the line when making these calls. Bet you’d have a lot less of this bullshit when the people making the call are liable instead of getting paid to kill people.

            • @shalafi
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              14 days ago

              Astounding rebuttal. I am obviously wrong. The votes prove it!

              • Lord Wiggle
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                24 days ago

                A doctor is only allowed to be a doctor when they took the Hippocratic Oath. They will lose it when they would give up people their lives for the profits of an insurance company. Doctors do not work for them, the people judging whether they will payout your insurance claim have no medical training.

      • @Maggoty
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        215 days ago

        They’re in the ICU right now with Doctors saying they have the resources, they just need the authorization.

        You’re talking about triage which generally only comes into play after massive casualty events.

        • @RunawayFixer
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          75 days ago

          I’m not disputing that this isn’t triage, but I just wanted to clear something up about what triage is: Triage happens everyday in emergency rooms of hospitals. Just normal every day triage is sorting (= trier in french) the patients according to urgency of care and availability of resources. Someone bleeding out will be helped before someone with a broken bone for example.

          I don’t know if there is a separate term for the kind of emergency triage where some patients are left to die because of insufficient resources.

      • @RedditWanderer
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        165 days ago

        Made by doctors. This one deemed it necessary to make a claim.

      • @[email protected]
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        5 days ago

        Americans spend more per capita on health care thab anyone else. They just get shitty value for it, because of all these worthless parasites skimming off the top while actively hindering health care delivery.

      • @PunnyName
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        55 days ago

        Good thing unlimited money isn’t needed.

      • @[email protected]
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        85 days ago

        But it is not up to any company to decide on life, even if the chances look very dim. Where I live you can can have a a written will for such cases or your relatives decide. If there are non you will be taken care of till the end, but you can have decided in advance that you don’t want life expanding care over a certain degree to minimise the chance for you to live the rest of your life not really being more than a hull.

      • @blackbelt352
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        85 days ago

        That’s where the doctor in charge of care says “nothing we can feasibly do will bring this patient to a better state.”