• @[email protected]
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        242 months ago

        Isn’t the required car insurance the part that covers the OTHER cars, property and people you might harm with your car?

        I don’t think it’s required that you carry enough insurance to be able to replace your own car. Might depend on your state, though?

        • @BassTurd
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          162 months ago

          Usually if there is a lien against the title, you’re required to carry full coverage, and liability only when you own the title.

            • @BassTurd
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              22 months ago

              That makes sense. I never put any thought into it other than knowing I had to carry it.

          • @[email protected]
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            52 months ago

            Oh I guess that makes sense, since the vehicle is the collateral on the loan. Hard to repo a wreck.