• @[email protected]
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      243 days ago

      Isn’t the required car insurance the part that covers the OTHER cars, property and people you might harm with your car?

      I don’t think it’s required that you carry enough insurance to be able to replace your own car. Might depend on your state, though?

      • @BassTurd
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        163 days ago

        Usually if there is a lien against the title, you’re required to carry full coverage, and liability only when you own the title.

          • @BassTurd
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            23 days ago

            That makes sense. I never put any thought into it other than knowing I had to carry it.

        • @[email protected]
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          53 days ago

          Oh I guess that makes sense, since the vehicle is the collateral on the loan. Hard to repo a wreck.