• 452 Posts
  • 2.38K Comments
Joined 2 年前
Cake day: 2023年6月15日
  • dragontamertoAsk Lemmy•Trying to learn "how money works"English
    4·
    8 天前

    You’ve got equities, debt and derivatives.

    Equities are ownership into shares. These are the simplest to understand. You own a share of a company and thus are entitled to a % of the profits (though most companies today choose 0% as their decision).

    Debt means funding… debt. SLABs (student loan backed securities), MBS (mortgage backed securities), bonds (government debt), bank loans etc. etc. These are surprisingly complex in practice but perhaps easiest to understand. There’s lots of different details to debt (callable, puttable, tax free, convertible, coupons, notes, bills, bonds, I-bonds, EBonds, 10Y, 3M, overnight repos). But in all cases, you lend money to someone, and later they try to return it to you + a little extra.

    Derivatives (usually options but there are many kinds) are new inventions that are more complex. Ignore these as they are very very complex.

    That’s about it.

    The general recommendation is to buy an ETF for equities and an ETF for Bonds. ETF is just a combination of simpler investments that you pay 0.04% to 2% a year for convenience.

    VOO takes the 500 biggest companies in the USA (aka the S&P 500) and buys mostly the biggest company and a very little bit of #500.

    BND is a similar idea except it’s a whole bunch of different debts from across the entire economy.

    So buy some equities (mostly equities), some bonds, and leave some cash in a high yield savings account. Done.

    Stocks (aka VOO) make the most money on the average, but also loses money the most often.

    Bonds (aka BND) makes middle amount of money but rarely loses money.

    Cash / savings accounts never lose money (except inflation). But makes very very little. It’s still worthwhile to keep necessarily amounts as cash and this you should always be considering how much cash to keep.

  • dragontamertookmatewanker@feddit.uk•Rest in power, big manEnglish
    36·
    17 天前

    This here is a USB charger. It uses a CPU to figure out if you connected a Samsung Phone for 50W charging, or if it should do the default 2.5W charging profile.

    It’s processing power? Uhhh, about 4Million clocks/sec with 640,000 bytes of memory. Oh yeah I guess about 5-million bits.

    Oh this other thing? That’s a mouse. It tells the computer if my hand moved forward or backwards or left or right. It runs a fourier transform over an infrared image and memorizes the desk. It performs a full image process / fourier transform 100 times a second to accurately track our hands and clicks. The USB connection is also a network of networks consisting of a ReedSolomon error correction code for reliable transmission at a bit over 10-million baud transfer rate.

    Our real computers are doing… Porn. AI generated porn.

    Fun fact: USB Chargers have more processing power and RAM than fucking the Lunar Lander / Apollo Space Program. Figuring out if Samsung phone or not-samsung Phone has so much processing power allocated to the task it’s kind of hilarious

  • dragontamertoLeopards Ate My Face•Pro-Trump owner shocked as grocery store that thrived for 43 years goes bankrupt under his tariffs and policies - WTF DetectiveEnglish
    24·
    28 天前

    To the protesters yesterday, do you see that the protests had exactly zero impact?

    The protests right now are a glorified meet and greet. Most of these folks have never protested before.

    But all the pamphlets and people I met proved that we are organizing and spreading ideas. This is how it starts.

    The ‘protest’ part of the protest is just marketing. The actual work is when you meet the local unions and shake hands with the local powers. And no better time to meet them than a ‘protest’

    Everyone who actually went to the protest knows what I’m talking about. The speakers and such are whatever and just preaching to the choir, but important to draw crowds. The actual work gets done at the tables and booths on the side.

    Go to the next protest. Organize. We have 3 years before the next Presidential election, we have 1 year before the next congressional election. The time is ticking and we need to get the grassroots process started. It takes a long time.

  • dragontamertoLemmy Shitpost•Oppa oppaEnglish
    1·
    1 个月前

    Thanks for the clarification.

    It could be 10+ years of me misremembering the explanation. The person who told me this was Korean, so it seems more likely that I misremembered than them explaining it wrong.

  • dragontamertoLemmy Shitpost•Oppa oppaEnglish
    191·
    1 个月前

    Someone told me that Oppa means ‘Uncle’, but in the particular district of Gangnam the word Oppa/Uncle also means Pimp.

    So it’s basically a song based on a pretty bad pun. I’ll protect you like an uncle, and by Uncle I mean Pimp.

    EDIT: English speakers likely would do better with the translation as 'Ill be like a Father to you, a real Las Vegas Pimp Daddy (where Daddy is a word that means Father but has more Pimp connotations, and Las Vegas being famous for legalized prostitution).

    It’s definitely debauchery. But we likely have memorials to Austin Powers and other such pop culture icons, so it’s understandable.

  • dragontamertoANI.SOCIAL META@ani.social•Is there a community dedicated to anime where sexualization of characters is minimum and strictly no sexualization of minors (or minor looking "adults")?English
    3·
    1 个月前

    In my post I recommended Promised Neverland, Ranking of Kings, and OddTaxi as maybe Zero fanservice.

    I’d say that Frieren, Sihate no Paladin (btw: its “Faraway Paladin” in English), Spy x Family as maybe 1/5 or 2/5 fanservice. Tame in the great scheme of things but … its worth discussing.

    • Frieren has some “Fern has large breasts” jokes. 1/5 Fanservice, low but there’s some jokes there that might make people uncomfortable especially given that Fern is young.

    • Spy x Family has the Sister x Brother thing going on. Discomfort is obviously the point. 2/5 Fanservice.

    • The Faraway Paladin had a few uncomfortable jokes I caught regarding Will walking in on Mary. Overall 1/5 but maybe like 3/5 on that one scene and its implications especially how Blood acts afterwards. Maybe I’m just overreacting to that one scene from earlier though but I think that’s exactly the issue that the original poster was talking about. (Like 99% of a show is solid and that weird 1% joke just throws you off with way too much of a sex joke, especially given how tame the rest of the show was). But yeah, aside from like, that one or two scenes (which I’d only rate 3/5 on fanservice in isolation, nothing close to like Kill la Kill), the rest of the show is either 0/5 or 1/5.

    • Otome Game no Hametsu Flag shika Nai Akuyaku Reijou ni Tensei shiteshimatta – English name is “My Next Life as a Villainess: All Routes Lead to Doom”

    This is another one. Its largely tame and fun. But there’s a lot of prepubescent blushing, marriage proposals, getting together and dating. There’s the “adopted brother x sister” thing going on though, so I’d have to push the rating to 2/5 at least.

  • dragontamertoANI.SOCIAL META@ani.social•Is there a community dedicated to anime where sexualization of characters is minimum and strictly no sexualization of minors (or minor looking "adults")?English
    5·
    1 个月前

    Hmmm, I always considered Faye/Cowboy Bebop to actually be on the more sexualized side.

    I’ll recommend Promised Neverland, Ranking of Kings, OddTaxi my top recommends for zero-fanservice shows.

    There is slight fanservice (less than Cowboy Bebop) in Zenshu, that I think most people will find tasteful (a little bit of a silly hot naked springs episode at the height of the romantic arc for some characters).

    There is also the question about what specific fanservice scenes bother you. Ex: Dress Up Darling, Kill La Kill, and arguably even Princess Jellyfish are about female beauty and thus a lot of pretty makeup and ‘arguably fanservice’ by some definition. But many people find these acceptable (possibly because in Kill La Kills case it goes so far overboard it loops into parody levels… While Dress Up Darling and Princess Jellyfish are female gaze oriented rather than male gaze focused).

    There is also the question of tastefulness. Shower scenes, bath scenes, swimming scenes, beach scenes and the like could be interpreted as fanservice but it depends on the context and how it’s drawn really.

  • dragontamertoComic Strips•me_irlEnglish
    20·
    2 个月前

    Someone needs to tag this with git blame and it’d be the perfect programmer joke.

    For the non programmers: git blame is a tool to figure out who on your team wrote a specific line of code. Inevitably, the answer tends to be ‘me’. Waaayyyyyyy too often.

  • dragontamertoSolarpunk technology@slrpnk.net•"A privacy breach on a scale never before seen": Google's "sentence" for its antitrust conviction is to share all the data it gathered on users with every company that wants itEnglish
    1·
    2 个月前

    Trump has almost a 90% approval rating among Republican voters.

    Yeah. Because he’s better than Harris to Republicans.

    But go talk to Republicans about Tariffs. They kinda disagree with him on that. That’s a “hold your nose and accept it” deal. Many Republicans aren’t racists, but they’ll hold their nose and vote for racism for the good of the party. (See Latinos for Trump and so forth).

    You can’t even figure out the basics of politics so you’re gonna lose again at this rate. So lets be clear: no one likes their party that much in American politics. But we all know that “the other side is worse”. Republicans truly don’t agree with much, they just believe Trump is better than the alternative.

    If you can’t give that level of support to your side (be it Biden or Harris, or whoever else comes up), you’re gonna lose to the next guy again. Whoever it is after Trump. With any luck Trumpism can be defeated, but Republicans will remember this win from Trump for the rest of their lives. You’re stuck with Trumpism as a philosophy for the next 15+ years at least. I kid you not, because Republicans see and think that its working.

  • dragontamertoAnimemes@ani.social•I wonder if it's working or notEnglish
    5·
    3 个月前

    Discover has an alliance with JCB, the #1 credit card of Japan. https://www.jcbusa.com/adding-jcb-card-acceptance/

    And the reverse: https://www.discover.com/credit-cards/international-use/

    Discover (mostly) works on JCB, and JCB (mostly) works on Discover terminals in USA.

    This means that Discover is a ‘guest’ on Japan’s credit card network. It’s JCB that will have the main say of what is or isn’t allowed in Japanese payments.

    That’s why I’m pretty sure Discover can’t fuck around. They literally aren’t powerful enough. JCB is the credit card power in Japan who is stronger than Discover. Even if they have Capitol One backing Discover now (and Diners Club International… And Pulse), Discover is too small to bully.

    But the alliance system (JCB allowing Discover cards to work on most JCB terminals in the country) naturally allows Discover to still be used in the vast majority of Japanese transactions.

    Discover has enough ‘alliances’ to be a card worth using. But also isn’t big enough to bully like Mastercard or Visa. Maybe that changes in the future but today I think Discover is our best move at a reasonable alternative.

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