GEICO, the second-largest vehicle insurance underwriter in the US, has decided it will no longer cover Tesla Cybertrucks. The company is terminating current Cybertruck policies and says the truck “doesn’t meet our underwriting guidelines.”

  • @givesomefucks
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    1289 hours ago

    Pretty sure they were one of the last major companies that would…

    Even if warranty pays for repairs to it, if it damages anything else the insurance still has to pay.

    The article mentions multiple examples of them just randomly shutting down during operation. That’s already bad. But this is going to be it’s first winter, it’s not surprising insurers don’t want to deal with it. They deal with large numbers, it’s not a question of “if” like an individual owner, its “when” for the insurer

    • @danc4498
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      378 hours ago

      Class action lawsuits are gonna be a mother fucker

      • partial_accumen
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        568 hours ago

        Class action lawsuits are gonna be a mother fucker

        Part of the purchase agreement of a Tesla agreeing to binding arbitration. This means no class action suit. You can opt out of this within the first 30 days, but you have to send a letter requesting it.

        How many Tesla owners do you think do that?

        • @[email protected]
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          318 hours ago

          That assumes the court finds that enforceable. Usually they do, but a few times recently, they’ve said it’s not.

          • @[email protected]
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            397 hours ago

            That’s one of the nice things about the law in Quebec. Binding arbitration clauses are illegal.

            • @grue
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              6 hours ago

              Je devrais demeneger a Montreal.

                • @grue
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                  16 hours ago

                  Whoops, I really meant “devrais.”

          • @[email protected]
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            147 hours ago

            I mean in trumps court of law musk can’t lose.

            If dumpy wins, for sure no class action.

            If dumpy loses, his Supreme Court will still side with the conservative side anyway, so probably still no class action.

        • bluGill
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          177 hours ago

          i don’t own a tesla, so if their cars injure me I can sue them*

        • @Serinus
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          86 hours ago

          Steam recently removed their arbitration clause, largely because paying for a thousand arbitration cases is worse than dealing with a class action.

          • @[email protected]
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            116 hours ago

            I’ve heard that death by 1,000 arbitrations is a good way to make em regret it. Glad to see it’s true.

        • @grue
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          26 hours ago

          Wow, I never thought I’d find an actual good argument for keeping independent car dealers as middlemen instead of allowing first-party sales, but here we are.

          • @[email protected]
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            15 hours ago

            Can you connect the dots for me? Third party dealers always have idemnity? clauses anyways.

            • @grue
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              15 hours ago

              Presumably anything you’d agree to while buying from an independent dealer would be between you and the dealer, not you and the manufacturer, right? I don’t understand how the manufacturer would be a party to the transaction.

              (It might be that I’m naive about how modern car sales work.)

              • @[email protected]
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                25 hours ago

                I’m pretty clueless too, but to me your assertion doesn’t hold up to the concept of recalls.

                The true answer is probably that we’re both wrong and the answer is that as a consumer: you lose, fuck you. Also fuck your family dog.

        • @JiveTurkey
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          16 hours ago

          This didn’t work for valve so I can see it also going poorly for Tesla.

    • @[email protected]
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      -37 hours ago

      The article mentions multiple examples of them just randomly shutting down

      Which is really strange considering they don’t pay anything for that…?

      • @[email protected]
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        126 hours ago

        A vehicle shutting down in the middle of the freeway can easily cause multiple accidents.

        • @[email protected]
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          03 hours ago

          I don’t know how you got to the assumption that they all broke down in the middle of a freeway?

          • lazynooblet
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            153 minutes ago

            I don’t know how you got to the conclusion that OP was saying “all” and not being hypothetical.

      • @[email protected]
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        75 hours ago

        The go pedal and the steering wheel are equivalent to a keyboard/mouse and are not physically connected to anything. If the car shuts off, the wheels go where they feel like with absolutely no driver control.

        • @[email protected]
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          3 hours ago

          That’s absolutely not how that works. There is no such thing as “off” for this vehicle. It can mean any number of things. There are also several redundancies built in. Airplanes full of hundreds of passengers thousands of feet in the air are also flown without mechanical controls but society seems to accept that that’s okay?

          • @[email protected]
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            3 hours ago

            Did you really just draw an equivalency between Tesla’s software practices and the aerospace industry? Even Daddy Musk isn’t stupid enough to pretend those are the same.

            Also your assertion that there is “no such thing as off” blatantly displays your horrible lack of understanding that distributed computing still relies on electricity.

            Edit: since Tesla is apparently the same thing as Airbus, can you point me to the source code published by the relevant regulatory body that controls the Cybertruck’s steering mechanism?

            • @[email protected]
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              3 hours ago

              Do you really just not understand the difference between an analogy and an equivalency?

              Also your assertion about computation and electricity displays your horrible lack of understanding of the concept of redundancies.

              If you have evidence that there was a complete lack of power to any and all systems, please do present it, but I’m very confident that you don’t, so please come off it.

              • @[email protected]
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                33 hours ago

                Yes, I fully understand the difference between analogy and equivalency. You claimed that fly by wire on an aircraft is exactly as safe and redundant as the steering wheel of a Tesla vehicle. That’s called an equivalency and is a demonstrably false statement. I never claimed that there were no redundancies to the power supplies, but it’s simply not relevant. You do understand that there are different regulations and rigors applied to an aircraft compared to a crappy car that hasn’t even passed any crash safety testing and hasn’t been certified by any engineering standards bodies, right?

                • @[email protected]
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                  -33 hours ago

                  You claimed that fly by wire on an aircraft is exactly as safe and redundant as the steering wheel of a Tesla vehicle.

                  I did not. You just pulled that out of your ass. I don’t have time for bad faith arguments. Good night.

                  • @[email protected]
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                    33 hours ago

                    The only good news here is that the regulators in your country aren’t stupid enough to let you operate this machine near your fellow humans.

      • @MasterCommander
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        26 hours ago

        There do when it shuts down while driving and careens into another vehicle.