GEICO, the second-largest vehicle insurance underwriter in the US, has decided it will no longer cover Tesla Cybertrucks. The company is terminating current Cybertruck policies and says the truck “doesn’t meet our underwriting guidelines.”
No word from the insurance company itself? This whole article seems to be based on a single tweet by a cybertruck owner. For all we know his might be modded in a way that they dropped the insurance on it.
More specifically, the only source the article even gives is a link to a reddit post with a screenshot of the tweet, of which doesn’t have a direct link to the tweet. This is half assed journalism at best, considering they even quoted the original screenshot wrong.
Edit: lol they couldn’t even get the person’s name straight. It changed from Robert Stevenson to Anderson after the email portion. Why’s this article even here?
Why’s this article even here?
Anything Elon bad = upvotes
To top it all off the email/text had information redacted not by blurring it with paint, but by using characters in the same font with the same line breaks.
I mean seriously, who does that? Only time I’ve ever busted out inspector to modify a website or tweet or email is to elaborately troll someone with a sceenshot.
Did they really use inspector to redact info out an legit document about an allegedly widespread thing that no one else can produce, or did they draft the whole thing, used strings of ‘x’ to mark where to blur, and forget to blur? /shrug
Everyone in here like yay truck bad, I don’t give a fuck about Teslas what’s fucked is goddamn insurance companies can just arbitraryly drop your coverage for no fault of your own. It should be illegal. Like sorry but you agreed to cover this, with all its flaws and took my money for years.
I really wish car/home/health insurance were just federalized. These companies are the oldest con perpetrated on the general public tbh.
Hahahahahahahahahahahahaha
God, I hope other places follow. I work in insurance and not only is everything about the cybertruck an absolute fucking nightmare to source, let alone find a shop for, every single goddamn owner is like the most insufferable chod. That goes for women too. Tesla drivers could already be a problem, but the truck owners are like regular Tesla owners gone feral.
I hope other places follow
Are they actually allowed to sell these pieces of shit elsewhere?
Also is anyone else stupid enough to buy one?
People knowingly buy stupid vehicles. I’m one of them. It’s expensive to drive, big, has expensive insurance and only seats two but I love it.
deleted by creator
they started taking orders from presales in Canada and they went through the entire list, I’m not sure if any have been delivered here yet though
chod
Now there’s an insult I haven’t heard in a while.
Take my upvote!
those things are very poorly made and all the most important parts are made of cheap plastic that an average person can literally rip off with his or her bare hands
“their” is shorter than “his or her”
(Even if you don’t care about gender inclusiveness, they is just more convenient)
The best English literature doesn’t follow the basis of most convenient or shortest. Sometimes there are other reasons to choose a word of phrase.
The plot of Romeo and Juliet could be rewritten in a paragraph but probably wouldn’t have had the same impact.
“some teenage idiots do teenage idiot things and die. fin.” roaring applause
True, but this isn’t prose or high literature. What reason do you suggest why “his or her” would be preferable to “their” in this context?
The prescriptivist “It’s grammatically incorrect” argument doesn’t hold much water when it has been used since middle English.
In a poem, I can see the thought:
“I tried to fit the cadence of this clause
Within the measure of this poem’s form
Which has in past and present be the norm
By which this poem, too, seeks to adhere.
This is my authorial choice’s cause
for my decision not to use a “their”.” But if to find an alternate way to word
Your writing’s pronouns strikes you as absurd
I nonetheless opine that you still ought
To make the token effort to include
With “their” all people by the same respect
That you for yourself would from them expect.
Refusing this, I feel, would be quite rude.Maybe your T key is broken?
Then the original comment would read
hose hings are very poorly made and all he most imporan pars are made of cheap plasic ha an average person can lierally rip off wih his or her bare hands
That sounds more like someone that would deffend the cyber truck I suppose.
Similarly, “they” is also shorter than “he/she”
Now if they would drop giant trucks and anything lifted
Tesla Insurance
scamPolicy in 3…2…1…Lol
Lmao, even
With some rofl on the side.
For Elon this means Relying On Father’s Luxuries
Yay, I knew it would be that super old reference!
I was actually looking for the version that includes The Muppets, because there absolutely is/was a version of that video with the Mnah-mnah muppets. I just couldn’t find it.
Edit: excuse me, but 17 years old isn’t super old. That’s not even voting age.
Ijbol?
Next do lifted pickup trucks please!
Why are insurance companies the ones making the rational decision about saying it’s a dangerous piece of shit and not our transportation regulators? It needs to be banned.
because it aligns with their financial incentives.
I don’t think insurance companies care of the trucks are dangerous per se. They care if they are expensive to repair, or prone to accidents which could attach liability to the policy holder and thereby the insurance company.
I keep telling conservatives this. It makes sense to have some form of suspicion around a message when some corporation has a profit motive behind it. For instance, climate change and companies selling solar panels (although I wish they wouldn’t put SO much effort into that faint connection).
However, that also applies for the inverse - that when insurance drops coverage for Florida homes, it’s because climate change is real and they know it will hurt their bottom line.
Funny enough, that’s exactly what the article says.
Go try to get insurance for a Lambo or a nice exotic.
Good luck giving that free market talk to the insurance sales guy.
Because automobile regulation in the US is an absolute joke.
Because insurance companies are filled with bean-counters (not intended as an insult, I’m a bean-counter in a different field) who want to come out ahead. That’s why the Insurance Institute for Highway Safety (IIHS) exists. You’d think organization that does crash tests and promotes new technology would be a government organization, but nope, it’s insurance providers that want to minimize payouts.
I don’t see anything in the article suggesting it’s particularly dangerous, only that it’s very expensive to fix, and in a collision will probably cause significant damage to the other vehicle (though that doesn’t mean it’ll necessarily cause injury).
The US doesn’t exactly approve or deny vehicles in general; any vehicle that conforms to the Federal Motor Vehicle Safety Standards can be sold, as far as I know. And I don’t see any section that covers safety of the other party in a collision, unfortunately. Maybe write your reps and suggest they add one.
The US doesn’t exactly approve or deny vehicles in general; any vehicle that conforms to the Federal Motor Vehicle Safety Standards can be sold
Sorry, I’m not getting the distinction here. Isn’t a vehicle that conforms to the FMVSS the same as one that is approved?
Or is the check against FMVSS is not done ahead of time, but only later in any lawsuits?
Pretty sure they were one of the last major companies that would…
Even if warranty pays for repairs to it, if it damages anything else the insurance still has to pay.
The article mentions multiple examples of them just randomly shutting down during operation. That’s already bad. But this is going to be it’s first winter, it’s not surprising insurers don’t want to deal with it. They deal with large numbers, it’s not a question of “if” like an individual owner, its “when” for the insurer
Class action lawsuits are gonna be a mother fucker
Class action lawsuits are gonna be a mother fucker
Part of the purchase agreement of a Tesla agreeing to binding arbitration. This means no class action suit. You can opt out of this within the first 30 days, but you have to send a letter requesting it.
How many Tesla owners do you think do that?
That assumes the court finds that enforceable. Usually they do, but a few times recently, they’ve said it’s not.
That’s one of the nice things about the law in Quebec. Binding arbitration clauses are illegal.
Je devrais demeneger a Montreal.
*Je does
“doivent” is third-person plural (they, not I)
Whoops, I really meant “devrais.”
I mean in trumps court of law musk can’t lose.
If dumpy wins, for sure no class action.
If dumpy loses, his Supreme Court will still side with the conservative side anyway, so probably still no class action.
i don’t own a tesla, so if their cars injure me I can sue them*
Steam recently removed their arbitration clause, largely because paying for a thousand arbitration cases is worse than dealing with a class action.
I’ve heard that death by 1,000 arbitrations is a good way to make em regret it. Glad to see it’s true.
Wow, I never thought I’d find an actual good argument for keeping independent car dealers as middlemen instead of allowing first-party sales, but here we are.
Can you connect the dots for me? Third party dealers always have idemnity? clauses anyways.
Presumably anything you’d agree to while buying from an independent dealer would be between you and the dealer, not you and the manufacturer, right? I don’t understand how the manufacturer would be a party to the transaction.
(It might be that I’m naive about how modern car sales work.)
I’m pretty clueless too, but to me your assertion doesn’t hold up to the concept of recalls.
The true answer is probably that we’re both wrong and the answer is that as a consumer: you lose, fuck you. Also fuck your family dog.
John Wick enters the chat
This didn’t work for valve so I can see it also going poorly for Tesla.
*its first winter
The article mentions multiple examples of them just randomly shutting down
Which is really strange considering they don’t pay anything for that…?
A vehicle shutting down in the middle of the freeway can easily cause multiple accidents.
I don’t know how you got to the assumption that they all broke down in the middle of a freeway?
I don’t know how you got to the conclusion that OP was saying “all” and not being hypothetical.
Because hypothetical is a pointless and irrelevant discussion, and isn’t exclusive to the Cybertruck.
The go pedal and the steering wheel are equivalent to a keyboard/mouse and are not physically connected to anything. If the car shuts off, the wheels go where they feel like with absolutely no driver control.
That’s absolutely not how that works. There is no such thing as “off” for this vehicle. It can mean any number of things. There are also several redundancies built in. Airplanes full of hundreds of passengers thousands of feet in the air are also flown without mechanical controls but society seems to accept that that’s okay?
Did you really just draw an equivalency between Tesla’s software practices and the aerospace industry? Even Daddy Musk isn’t stupid enough to pretend those are the same.
Also your assertion that there is “no such thing as off” blatantly displays your horrible lack of understanding that distributed computing still relies on electricity.
Edit: since Tesla is apparently the same thing as Airbus, can you point me to the source code published by the relevant regulatory body that controls the Cybertruck’s steering mechanism?
Do you really just not understand the difference between an analogy and an equivalency?
Also your assertion about computation and electricity displays your horrible lack of understanding of the concept of redundancies.
If you have evidence that there was a complete lack of power to any and all systems, please do present it, but I’m very confident that you don’t, so please come off it.
Yes, I fully understand the difference between analogy and equivalency. You claimed that fly by wire on an aircraft is exactly as safe and redundant as the steering wheel of a Tesla vehicle. That’s called an equivalency and is a demonstrably false statement. I never claimed that there were no redundancies to the power supplies, but it’s simply not relevant. You do understand that there are different regulations and rigors applied to an aircraft compared to a crappy car that hasn’t even passed any crash safety testing and hasn’t been certified by any engineering standards bodies, right?
You claimed that fly by wire on an aircraft is exactly as safe and redundant as the steering wheel of a Tesla vehicle.
I did not. You just pulled that out of your ass. I don’t have time for bad faith arguments. Good night.
There do when it shuts down while driving and careens into another vehicle.
I assume you have a source for this collision?
More importantly, Anderson has eight vehicles. GEICO is only choosing to terminate the insurance coverage from Cybertruck and is actively pursuing renewal of his vehicle coverage for the rest. This leaves no doubt that GEICO’s issue is directly related to the Tesla Cybertruck and not to Anderson or other factors.
Why would someone own 8 vehicles?
Robert added, “It makes no sense, as there are other, riskier cars out there. Let me know if you recommend any insurer for the truck. I have eight cars with an amazing record. I will be canceling my entire Geico policy!! Bye-bye!”
I can’t think of a vehicle that is more likely to be a risk to others than the Cybertruck. I’m sure insurance adjusters see how people use Tesla FSD in spite of its shortcomings. The truck is heavy as hell and breaks in all sorts of ways others vehicles don’t.
How is cybertruck more risky to others that your average truck?
Why would someone own 8 vehicles?
He might be too poor to be able to afford more than that.
Suffering from Success
Maybe it’s 1 cybetruck and 7 Dodge Caravans saved from the crusher
Also, there have been no independent crash tests done so no insurance company can accurately assess the risk, so this is wholly unsurprising.
Tesla have allegedly done their own crash tests, but they still have not released the data. It’s kinda what you’d expect when a government-regulation-hating techbro designs a “I got mine fuck you” vehicle.
If Geico, and presumably soon others, are angering the chuds by refusing to insure this, independent crash tests definitely occurred and they were not favorable.
You don’t have to be an obnoxious YouTuber to crash a car.
If Geico, and presumably soon others, are angering the chuds by refusing to insure this, independent crash tests definitely occurred and they were not favorable.
When I said no independent crash tests had been performed, I was specifically referring to the IIHS since they’re the only ones who opinion really matters and they’ve stated they have not tested any Cybertruck. But yes, regardless of whether Tesla’s internal crash tests were performed by their staff or some other testing lab, the fact that they’re sitting on the results clearly indicates that they know just how poorly the crumplezone-less sharp-edged quality-uncontrolled ketaminemobiles fare.
Ahhh, that’s a reason that makes sense. Much better than the article itself. Thanks.
To be clear, I don’t know if that’s why GEICO is cancelling policies on Cybertrucks, but I’d bet heavily it’s a contributing factor. It could be that they decided the risk was worth it, until the trucks actually started coming out and the sheer number of recalls due to shitty manufacturing was just too much.
Why would someone own 8 vehicles?
Why does anyone have anything? If they can afford to collect the things they are interested in, they will have many of those kinds of things.
What if they’re interested in naked pictures of children?
I use an extreme example to point out that “the market will provide” is a terrible argument for the existence of anything.
The gulf of difference kind of undercuts your point in this case. One is undoubtedly immoral and illegal. And it doesn’t change that part of the answer why somebody would have either is because they want that, which says nothing about it being a good thing.
Mining several normal human lifetimes of metals and resources (and the CO2 released into the atmosphere in order to gather those materials) just for something to sit around unproductively is obviously immoral so I don’t understand the relevancy here.
Why would someone own 8 vehicles?
Car collectors exist, and I have the impression quite a few of them are among the Cybertruck’s early adopters.
Honestly, a car collector is probably the best kind of person to have one I’d bet, given that they now exist out there. They don’t seem terribly safe for pedestrians and others to have around, so it they’re going to be out there in individuals hands, them being kept parked in some guys garage as some weird curiosity vehicle of the 2020s is probably better than being driven around on the daily as a pointy oversized commute vehicle
Why would someone own 8 vehicles?
Because he’s a car enthusiast with a problem.
(Source: I own six.)
Kinda funny how it sneaks up on you when you get the space. I have 7 vehicles split between my wife and I. Most of them were bought at bottom of the market. People act like I must be wealthy as they drive a new suv worth $20 more than my fleet. I could replace the whole spread for like $30k. I’ll add the qualifier that 2 are motorcycles and I’m totally, definitely, working on selling my prior daily. But $3k isn’t exactly life-changing. I imagine this is a fuckcars zone but it’s a hobby for people. Every hobby is destructive. It’s not like car enthusiasts are driving multiple cars at a time, so the fuel consumption over time is normal. And the thirstier cars tend to be broken more often!
I imagine this is a fuckcars zone but it’s a hobby for people.
More than you know: even I use a bicycle as my daily-“driver,” LOL!
Of the six cars I have, only one isn’t an old, unreliable project car and/or two-seater. Even then, I only have that because my parents essentially forced it upon me. (They have some kind of silly hang-up about having a cargo bike be my sole means of transporting the kids, other than public transit.)
Perhaps ironically, good urbanism is what gives me the freedom to treat cars as a hobby instead of a necessity, and I firmly believe that’s the way it ought to be. It’s a lot like how people can be into horses while also still understanding that it’s a dumb idea to commute to work on horseback.
There are better ways to blow money but that’s just a opinion 🫡
Hence the “…with a problem” part.
Who said other ways ain’t a problem 🤣
I can’t think of a vehicle that is more likely to be a risk to others than the Cybertruck.
A Hummer for sure.
Also most pickup trucks when you consider frontal visibility. I mean there are just an endless number of ways to measure and weigh safety.
The H1 was basically a civilian tank. The H3 on the other hand was a reskinned Chevy TrailBlazer and fell apart just as easily as one.
I think they’re talking about the new Hummer EV.
I completely forgot about that car…
In before trump’s new monkey calls the Gecko a pedo
“transparent metal” that breaks if it gets too hot, gets wiped with a microfiber cloth, or tapped by a wedding ring… 😂
I want to feel bad for cyber truck owners, but at the same time these problems are not new and not unknown. So if you know that something is known to have problems, and you still buy it, don’t be so shocked that it has problems for you too.
It was only a matter of time before insurance companies did something. I mean is it really that surprising that a company known for not wanting to pay out money if they can avoid it would want to not insure a rolling money pit?
Makes sense. It’s not a truck, car or SUV, it’s a cosplay vehicle. Lego vehicles from the toy store will outlast this shitshow.
Lego vehicles from the toy store will outlast this shitshow.
To be fair, those would outlast Toyotas, too.
Unless you put 100,000 miles on the lego truck 😄
As much as I want it to be true, I couldn’t find the original tweet that the reddit post mentions. It’s not on that users profile when looking on Nitter.
